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Have a Roof Leak Or Storm Damage?
Simplify Your Storm Damage Insurance Claim
We’ll handle the paperwork, negotiation, and repairs while you get a guaranteed, durable roof. Serving Flint, Fenton, Lapeer, Davison, Burton, Lake Orion and all of Central Michigan.
Your Expert Guide to Michigan Roof Insurance Claims
30+ years helping homeowners navigate storm damage claims for hail, wind, and fallen trees.
Our Simple Insurance Claim Process
We make navigating your roof insurance claim stress-free from start to finish.
Inspection & Documentation
- It’s FREE! We thoroughly inspect your roof, document all damage with photos and notes, and provide a detailed assessment.
Policy Review & Paperwork
- We review your insurance policy and handle all the necessary paperwork to file your claim correctly.
Adjuster Meeting
- We meet with your insurance adjuster to ensure all damage is properly identified and accounted for.
Negotiation & Approval
- If needed, we negotiate with your insurance company to ensure you receive a fair settlement.
Expert Repair/Replacement
- Once approved, we complete the work using premium materials and certified installation methods.
Final Inspection & Warranty
- We conduct a final inspection with you and provide all warranty documentation for your records.
What Storm Damage Is Typically Covered?
Most homeowners insurance policies cover roof damage caused by:
Don’t Wait to File Your Claim!
Most insurance policies have time limits for filing storm damage claims. If you suspect your roof has damage from recent storms, contact us today for a FREE inspection. We serve homeowners throughout Genesee County and surrounding areas.
Roof Insurance Claim FAQs
Common questions about navigating storm damage insurance claims
Most insurance policies require you to file a claim within 1 year of the storm date. However, it’s best to file as soon as possible after discovering damage. Michigan weather can cause further damage if leaks develop, so we recommend scheduling an inspection immediately after any major storm.
Storm damage claims are typically considered “act of God” events and shouldn’t directly raise your rates. However, multiple claims in a short period might affect your premiums. We can help you assess whether filing a claim makes financial sense based on your deductible and extent of damage.
We have extensive experience with claim denials and can help you appeal the decision. Often, denials occur due to insufficient documentation or incorrect filing. We’ll review your denial letter, gather additional evidence if needed, and work with you through the appeals process.
Most insurance companies only require one estimate. We provide detailed, insurance-ready estimates that include all necessary documentation, line items, and code upgrades. Our estimates are comprehensive and accepted by all major insurance carriers in Michigan.
Get Help With Your Insurance Claim
Don’t navigate the complex insurance process alone. Our team will:
- Perform a thorough FREE inspection
- Document all damage with photos and notes
- Handle all paperwork and communication
- Meet with your insurance adjuster
- Ensure you get the maximum settlement
Hear From Our Customers
“My roof had significant damage from the storm. I looked for someone licensed & insured to tarp my roof incase we had more rain. Tony went out of his way to do the job the same day, I’m very impressed with them, they took the worry out of the equation.”